Are you looking for Money Saving Tips? If so you have come to the right place.
There are tons of ways to stretch your dollar these days and many of these money saving tips go unnoticed, take a look below and see if there are any ways you can add these to your daily routine to save some money and start investing.
This post may contain affiliate links, however these are all products I use and enjoy!
Money Saving Apps
There are countless apps and services out there today that have the potential to save you thousands of dollars over time. I will highlight a few that I have tried and feel are worth the effort.
Honey– This is a browser extension that has saved me tons of money on online purchases and cash back for points earned. There is also potential to recruit others for a bonus. Honey automatically checks for the coupon codes on the internet for eligible websites during checkout, you also accrue points for purchasing on partner websites like Ebay. Click Here To Check It Out
Ebates– Is another browser extension app that automatically applies discounts to your purchases during checkout. It also provides you with cash back rewards that really add up on day to day purchases. These apps are in no way to encourage you to spend more money, but when you do you can get some cash back in the process. Check out Ebates today by clicking here.
Ibotta– Funny name awesome app. This one is an app you are going to want to download to your phone. Ibotta pays you cash for making grocery purchases on many of the items you buy anyway. Just open the app while shopping and check to see if any of the brands you usually buy are listed, sometimes you will even find a competitor’s brand that has a much cheaper price after the cash back. Once you are done shopping scan your receipt and your eligible items and cash gets deposited into your account. Click Here to Sign up for this free must have app today!
Budgeting Apps
Every Dollar- Being a Dave Ramsey trained coach how could I not recommend this awesome budgeting app. There is a free and premium version, for most people the free version is a great way to start. Making a budget should be the first step in each household’s finances. This program can be used online or downloaded to your phone. Check it out by clicking here.
How To Save For Retirement
So now that you have saved all of this extra money and paid off your debts, it’s time to start getting serious about socking away that cash for retirement. The earlier you start the better off you will be, but even if you’re starting later in life it is still crucial to set money aside for those golden years. Here are some of my favorite investment tools.
Betterment- After spending years working with various financial advisers, I finally landed on Betterment and couldn’t be happier. Don’t get me wrong there is a time and place for a good financial adviser however in my experience when your just starting out with a smaller portfolio some of the fees and lack of hands on attention can really make your account suffer. That’s why I recommend a roboadviser like Betterment, with it’s low .25% fee and constant account management you should really check it out! Click Here to get started with Betterment.
Fundrise- Anyone who knows me knows I’m a huge real estate fan but lately the market has been begun to get a little more competitive and pricing out the little guys. Plus finding the deals, managing the tenants and keeping up on the maintenance is really hard work, and I’m not getting any younger. That’s where Fundrise comes in, I have been investing with them for over a year now and have been impressed by the process and also the returns. Fundrise pools investors money together to purchase large scale real estate projects the average investor only dreams about. I have seen them build small townhome projects to rehabbing several hundred unit apartment complexes. With as little as $500 you can get in on the action too. Click here to get started with Fundrise.
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