Should I get a student loan?

Student loan

Should I get a student loan?    Student loans have been the hot topic of the last few years, how many of the millennial crowd is straddled with student loans for many years to come and most with very little job prospects in their chosen field.  Paying down tens of thousands of dollars in debt with no real income if daunting and I can’t imagine starting out that far in the hole.  So one has to ask, is this the only way?  Now I write this from an outside prospective…

Here at last — the epic showdown between Dave Ramsey and Robert Kiyosaki!

Here at last — the epic showdown between Dave Ramsey and Robert Kiyosaki!   Okay, maybe that title is a little dramatic. But you’re reading now, so it must have worked. People often ask me which book will best teach them how to eradicate debt and become financially independent. Usually my answer is Rich Dad Poor Dad by Robert Kiyosaki. But I have also read Dave Ramsey’s The Total Money Make Over, and I believe its approach is likewise beneficial. So the question is, which one is best?    Well,…

Get out of debt- It’s not my fault

Getting out of debt

Get out of debt This article pains me to write, but sometimes the truth hurts and it needs to be said, please know I write this with tough love in my heart. I want you to GET OUT OF DEBT FOREVER! I work with people constantly that are in financial trouble and the first thing they say is, “it’s someone else’s fault”, or “something happened to me to cause this”. In very rare cases do I agree with their diagnoses, for the most part their current situation is directly their own fault. You…